Watching the sunset-speckled reflections from the comfort of a canal side pub bench, who hasn’t dreamed of swapping their two-up two-down terrace for the freedom of the water? As narrowboats chug leisurely by, it’s hard not to idealise that change of pace, and the...
Read morePrivate residence relief to be cut from 18 months to 9 months from next year The changes could affect over half a million landlords when they come to sell Government is also scaling back lettings relief Accidental landlords could see their costs spiral by thousands of...
Read moreDespite new measures to help first-time buyers, younger generations are still struggling to get on the housing ladder. The average home in England costs £230,000, around a third more than it did ten years ago. This means that to cover even a 5% deposit, buyers need...
Read moreImagine three people are vying to buy the same house. It’s a beautiful semi-detached property worth £450,000 in Oxfordshire. The three are at very different stages of life. There’s James, an eager first-time buyer in his 20s, Sally, in her 40s and moving to the...
Read moreBritain is obsessed with house prices. But what people don’t pay attention to is transaction levels. It’s because they are reported by HMRC with a time lag, often in a misleading way, and are – frankly – the less sexy cousin of house prices....
Read moreEvery year, the Government asks people to answer the question, on a scale of one to ten: overall, how happy did you feel yesterday? If posed this rather existential question, you might run for the hills, but it’s a handy tool to work out where to find the places...
Read moreThe regulator has a “key role to play” in pushing lenders to offer more innovative products which allow older family members to support their loved ones in accessing the housing market. This is one of the conclusions of a new report from the House of Lords Select...
Read moreIf you’re thinking about finding a new home this year and have a property to sell, you may already be aware that a purchase will likely be dependent on finding a buyer for your current home. Nobody wants a lengthy house sale. Aside from the fact that it’s...
Read moreThe Help to Buy equity loan scheme recorded its busiest quarter in the three months to June since being launched in 2013. According to official data, April to June saw 14,867 Help to Buy equity loan completions with loans worth £962m in England. In the first half...
Read moreBuying a second home and moving up the property ladder is more difficult than buying a home for the first time, 60 per cent of ‘second steppers’ claim. With uncertainty about how the property market will fare after Brexit and the costs involved in buying...
Read moreFrom 10th May 2018, LV introduces new rates for their Lifetime Mortgage Lump Sum+ product. All rates for loans up to £500,000 have been reduced. LV’s Lifetime Mortgage Lump Sum+ offers the following features: 10% early repayment charge (ERC) free repayment each...
Read moreRetirement Advantage has introduced a new Lifetime Mortgage product, Prestige Options which provides a tax-free, one-off cash payment for higher loan amounts. No payments are due and interest is added to the loan each month. Prestige Options offer: Maximum loan amount...
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