Cheryl has been a Mortgage and Protection Adviser since 2004 She started her career in Essex and moved to Cambridge in 2010 where she joined a local firm working as an Independent Mortgage Adviser working alongside financial planning advisers and investment managers....
Read moreThe general definition of a ‘New Build’ property is one where the construction was completed or the property first occupied in the last 24 months. Some lenders restrict the multiple of loan to value of the property if it is considered a New Build, the restrictions are...
Read moreYes it is possible however you may be asked to prove to the lender that you intend to return to employment when you finish your maternity/shared parental leave to pass the lender’s affordability criteria with an expected income and number of hours that you plan to...
Read moreThe Office for National Statistics (ONS) reported that in the year end to November 2016, house price inflation was up 6. 4%. Land Registry and the ONS reported that the average house price for a UK home was £218,000 in November. Source: https://www. ons. gov....
Read moreThree reasons to use the services of a Mortgage Broker published on www. yourmoney. co. uk on 17th January 2017 An interesting article on the web about the pros of using a Mortgage Broker rather going direct to your bank or building society… 1. Get the right – and...
Read moreOnline property search portal Zoopla have reported that properties at number 13 are on average £8,974 cheaper than other UK property. It also reported results from its received survey that 1/3 of owners asked would be less likely to buy number 13. Number 1 is the most...
Read moreOn 12th January 2017 the Equity Release Council (ERC) reported that as predicted Equity Release lending surpassed its highest level at over £2billion for the first time. The ERC reported that there had been an increase in the number of consumers wanting to unlock the...
Read moreLender Halifax estimates that there were 335,750 first time buyers in 2016, the highest annual figure since 2007. The main difference between these first home purchases is that last year, the average deposit was the double the amount put down by first time buyers in...
Read moreWe have the ability to source mortgages for members of the clergy from different religious groups who earn stipend income. Contact us today to discuss your case further.
Read moreNovember 2016 saw a 2. 1% decrease in house prices coming onto the market, this is inline with the usual seasonal decrease that has happened over the past 6 years. Supply of housing stock on the market was still tight compared to demand. After a slight dip in...
Read moreWe would like to wish all of our new & existing clients a very happy & successful 2017!
Read moreShared Ownership allows you to part-buy and part-rent your home from a housing association. The share of the property you purchase is usually between 25% and 75% (a mortgage can be secured on this percentage of the property) and you rent the remaining share from the...
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