The government’s new 95% mortgage guarantee scheme launches today, with a number of lenders including HSBC, Barclays, Santander, NatWest, and Lloyds now further supporting borrowers with smaller deposits. Under the scheme, buyers will be allowed to acquire...
Read moreFind out whether a Help to Buy equity loan could help you buy a new-build home and, if you’re eligible, discover how to apply. Applications are now open for the new version of the Help to Buy equity loan scheme, which launched on 1 April 2021. A Help to Buy...
Read moreThe latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Although roughly one in five people have been turned down for a mortgage for this reason, that is a far cry from nearly...
Read moreThe 10% deposit deal is aimed at first-time buyers and existing homeowners The 90% mortgage market has seen nine in ten deals on offer axed in lockdown Buyers can borrow on pre-owned flats and houses but not new build properties First-time buyers squeezed by the...
Read moreGetting on the property ladder is no mean feat – there’s the deposit to save, the mortgage to get, the house or flat to find and that’s before you know whether your offer will be accepted or you’ll be approved by your lender. Buying your first home is exciting but...
Read moreBanks risk a mortgage credit crunch as 90% of small deposit home loans are axed in lockdown – a steeper fall than during the financial crisis Lenders pull high LTV loans faster than they did in the 2008 financial crash More than 90% of the 10% deposit mortgages...
Read moreBritons are saving £140 a week on average by staying at home. Here’s how to turn those savings into a house deposit in five years. Although it may seem hard not being able to go to the pub or practise your usual hobbies, there may be some financial benefits to...
Read moreWe are proud to be members of the Equity Release Council, the NACFB, Air Later Life Academy and the National Skills Academy
