The climate crisis is a real concern amongst most people in today’s world. More and more people are taking measures in their everyday lives in order to combat the effects of climate change – but can your living situation benefit both the planet and your pocket? Almost...
Read moreYou’re looking to buy your first property. You’ve been renting for a few years now and you haven’t been able to put enough money aside for a deposit. You’re frustrated because you know that most monthly mortgage payments seldom differ greatly to the current monthly...
Read moreFirst-time buyers are now locked out of every region in the South unless they have extra help Property in the south of England is now almost entirely shut off to first-time buyers who do not have extra support, thanks to the pandemic house price boom. First-time...
Read moreLast year, a survey of 1,000 sales in the UK revealed that nearly half of the properties involved were down valued. But what does this mean exactly and what can you do if it happens to you? Read on to get up-to-date with down-valuations. A down-valuation is when a...
Read moreFollowing the recent vote in parliament to reject the latest amendment to the Fire Safety Bill, Mary-Anne Bowring of Ringley has outlined what this means for leaseholders. The amendment to the bill aimed to protect leaseholders from costs to make their homes safe in...
Read moreThe government’s new 95% mortgage guarantee scheme launches today, with a number of lenders including HSBC, Barclays, Santander, NatWest, and Lloyds now further supporting borrowers with smaller deposits. Under the scheme, buyers will be allowed to acquire...
Read moreFind out whether a Help to Buy equity loan could help you buy a new-build home and, if you’re eligible, discover how to apply. Applications are now open for the new version of the Help to Buy equity loan scheme, which launched on 1 April 2021. A Help to Buy...
Read moreThe latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Although roughly one in five people have been turned down for a mortgage for this reason, that is a far cry from nearly...
Read moreBigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown NatWest, Nationwide and Metro Bank are among the lenders showing preferential treatment to salaried employees NatWest has a separate affordability calculation for...
Read moreThe 10% deposit deal is aimed at first-time buyers and existing homeowners The 90% mortgage market has seen nine in ten deals on offer axed in lockdown Buyers can borrow on pre-owned flats and houses but not new build properties First-time buyers squeezed by the...
Read moreOne way to pay off your mortgage in retirement is to capitalise on the equity of your home, rather than just watch it build up on paper. Many people are now expecting to retire in debt, as we are buying homes later in life and building up years of credit card or...
Read moreGetting on the property ladder is no mean feat – there’s the deposit to save, the mortgage to get, the house or flat to find and that’s before you know whether your offer will be accepted or you’ll be approved by your lender. Buying your first home is exciting but...
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