Find out whether a Help to Buy equity loan could help you buy a new-build home and, if you’re eligible, discover how to apply. Applications are now open for the new version of the Help to Buy equity loan scheme, which launched on 1 April 2021. A Help to Buy...
Read moreThe latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Although roughly one in five people have been turned down for a mortgage for this reason, that is a far cry from nearly...
Read moreBigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown NatWest, Nationwide and Metro Bank are among the lenders showing preferential treatment to salaried employees NatWest has a separate affordability calculation for...
Read moreThe 10% deposit deal is aimed at first-time buyers and existing homeowners The 90% mortgage market has seen nine in ten deals on offer axed in lockdown Buyers can borrow on pre-owned flats and houses but not new build properties First-time buyers squeezed by the...
Read moreOne way to pay off your mortgage in retirement is to capitalise on the equity of your home, rather than just watch it build up on paper. Many people are now expecting to retire in debt, as we are buying homes later in life and building up years of credit card or...
Read moreGetting on the property ladder is no mean feat – there’s the deposit to save, the mortgage to get, the house or flat to find and that’s before you know whether your offer will be accepted or you’ll be approved by your lender. Buying your first home is exciting but...
Read moreBanks risk a mortgage credit crunch as 90% of small deposit home loans are axed in lockdown – a steeper fall than during the financial crisis Lenders pull high LTV loans faster than they did in the 2008 financial crash More than 90% of the 10% deposit mortgages...
Read moreHomeowners who turned to banks for help in their hour of need could face much higher interest rates in future or even be denied loans altogether. Banks have been accused of moving the goalposts after it emerged that they could reject applications from people who asked...
Read moreBritons are saving £140 a week on average by staying at home. Here’s how to turn those savings into a house deposit in five years. Although it may seem hard not being able to go to the pub or practise your usual hobbies, there may be some financial benefits to...
Read moreDuring the 2008 financial crisis, property fell in value by 20% in just 16 months. Repossessions soared, and it was only in May 2014 that the average house price recovered to pre-credit crunch levels. In some areas of Britain, they have still not recovered. The big...
Read moreBillions of pounds have been promised to all kinds of workers, from self-employed plumbers to marketing professionals. However, one group has been left behind. Private landlords do not fall into any of the rescue packages launched by the Government. They do not have...
Read moreRemortgage deals are available with rates lower than 1% The coronavirus outbreak may have caused chaos in the property market, but it has also given existing homeowners an opportunity to save thousands of pounds by remortgaging. While hundreds of house purchase...
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