Mortgage rates have rarely been cheaper but in the past couple of weeks the cost of longer-term fixed rates has dropped disproportionately – making the idea of fixing for 10 years or more look increasingly tempting. The cheapest two-year fixed rate currently...
Read moreLondon’s average house price now stands at £483,100 – 13x typical earnings Prices remain high in likes of London and Cambridge, but ratios improving Ongoing uncertainty over Brexit weighing on prices, Zoopla claims Britain’s most expensive cities are...
Read moreMonth-on-month, the average cost of a home in the UK stayed put this month On an annual basis, average prices have increased by just 0.6% Uncertainty over Brexit exerting drag on ‘sentiment and activity’, findings say Average house prices did not budge an...
Read moreShrewd students can save thousands of pounds and start a nest egg for their future by becoming a buy-to-let landlord at university. A new generation of “buy-for-uni” mortgages has hit the market, allowing young people to avoid expensive and often poor-quality rented...
Read moreVirgin Money is offering homeowners the chance to lock into a mortgage rate of just 2.55% for 15 years, the longest fixed rate on offer. The rates are extremely competitive, prompting homeowners to consider fixing, but there are hefty penalty fees to pay if you need...
Read moreWatching the sunset-speckled reflections from the comfort of a canal side pub bench, who hasn’t dreamed of swapping their two-up two-down terrace for the freedom of the water? As narrowboats chug leisurely by, it’s hard not to idealise that change of pace, and the...
Read morePrivate residence relief to be cut from 18 months to 9 months from next year The changes could affect over half a million landlords when they come to sell Government is also scaling back lettings relief Accidental landlords could see their costs spiral by thousands of...
Read moreDespite new measures to help first-time buyers, younger generations are still struggling to get on the housing ladder. The average home in England costs £230,000, around a third more than it did ten years ago. This means that to cover even a 5% deposit, buyers need...
Read moreImagine three people are vying to buy the same house. It’s a beautiful semi-detached property worth £450,000 in Oxfordshire. The three are at very different stages of life. There’s James, an eager first-time buyer in his 20s, Sally, in her 40s and moving to the...
Read moreBritain is obsessed with house prices. But what people don’t pay attention to is transaction levels. It’s because they are reported by HMRC with a time lag, often in a misleading way, and are – frankly – the less sexy cousin of house prices....
Read moreEvery year, the Government asks people to answer the question, on a scale of one to ten: overall, how happy did you feel yesterday? If posed this rather existential question, you might run for the hills, but it’s a handy tool to work out where to find the places...
Read moreThe regulator has a “key role to play” in pushing lenders to offer more innovative products which allow older family members to support their loved ones in accessing the housing market. This is one of the conclusions of a new report from the House of Lords Select...
Read moreWe are proud to be members of the Equity Release Council, the NACFB, Air Later Life Academy and the National Skills Academy
