Equity release is a way of getting cash from the value of your home without having to move out of it. The value or equity you have in your home is its open market value less any mortgage or other debt held against it. Although the value of houses has risen over the...
Read moreIn the final months of your current fixed or discounted rate, it is time to contact us here at Turney & Associates to avoid paying your existing lender’s standard variable rate for your Residential or Buy to Let mortgage(s). We would be pleased to discuss your...
Read moreDue to high competition in the mortgage market, the number of products available has soared, however you still want to know that you are getting the best deal. It is vital to assess the overall value of a mortgage, i. e. the initial rate and any fees for obtaining...
Read moreThe number of interest-only borrowers who chose equity release as the answer for their debt rose by a high 68% last year[1]. According to a study by Age Partnership, in 2014 1,605 interest-only borrowers took the option of equity release, which soared to 2,697 in...
Read moreWe regret to announce that Anna Cooper, a very treasured member of the team, passed away on Monday 8th February 2016. Anna’s sense of humour, generosity and excellent advice she provided to her clients will be deeply missed. We have received many messages from...
Read moreLife with integrated Critical Illness cover provides a lump sum or monthly benefit in case of the death or critical illness of the policy holder, enabling the remaining members of the family to be able to continue the same standard of living. Some of the covered...
Read moreDid you know that here at Turney & Associates Ltd that we can arrange ‘Refurb to Let’ mortgage for you? What are ‘Refurb to Let’ Buy to Let Light Refurbishment Mortgages? Otherwise known as ‘Buy to Let Light Refurbishment Mortgages’, there is a ‘Refurb to Let’...
Read morePersonal Secured Loans – another service offered by us here at Turney & Associates Ltd! Also known as a ‘homeowner’ loan, a secured loan is available only to individuals who own their own home. The value of the debt will be secured against the property. Your home...
Read moreAn Offset Mortgage works by ‘offsetting’ a mortgage borrower’s savings against what they owe on their mortgage, therefore reducing the overall amount of interest that they pay. For example: A Borrower has a £100,000 mortgage + £20,000 in savings with the same banking...
Read moreIn the year to January 2016, the UK’s largest mortgage lender Halifax states that House Prices in the UK increased to 9. 7% up from 9. 5% in December 2015. [1] The last time that the house price increase % was higher was in July 2014 when house prices rose more than...
Read moreMortgages that are designed for Landlords (buy-to-let mortgages) are not the same as mortgages that are designed for home-owners (residential mortgages). Residential mortgages come with regulatory protections designed to minimise the risks of borrowers losing their...
Read moreDid you know that here at Turney & Associates Ltd, we can arrange Group Risk Insurance for companies with a minimum of 2 employees? Here are some of Group Risk Insurance policies that we can arrange for you: Death or earlier Critical Illness in Service Life...
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