A new mortgage rate of 0.99% is attracting the attention of many potential residential mortgage consumers. It is this particular lender’s lowest-ever fixed rate product. It is fixed for a period of 18 months for loans with a loan to value percentage of 60% or less and...
Read moreAlthough it could save people thousands in the longer term to switch their mortgage onto a new rate rather than remaining on the lender’s standard variable rate, it is more preferable to switch their energy provider than their mortgage deal. A study by YouGov and a...
Read moreThe Office for National Statistics (ONS) reported that in the year end to November 2016, house price inflation was up 6.4%. Land Registry and the ONS reported that the average house price for a UK home was £218,000 in November. Source:...
Read moreThe BBC published on 7th February 2017 case studies of millennials who had achieved what so consider impossible, purchasing their own home during the first quarter-century of their lives using schemes such as the government’s Help to Buy schemes. To read more, click...
Read morePeterborough is the best place in the UK for young families to live according to research from Which? Published in the The Sun on 26th January 2017. The main reasons for this is the level of births and affordable homes to help families to take their first step onto...
Read moreCheryl has been a Mortgage and Protection Adviser since 2004 She started her career in Essex and moved to Cambridge in 2010 where she joined a local firm working as an Independent Mortgage Adviser working alongside financial planning advisers and investment managers....
Read moreThe general definition of a ‘New Build’ property is one where the construction was completed or the property first occupied in the last 24 months. Some lenders restrict the multiple of loan to value of the property if it is considered a New Build, the restrictions are...
Read moreYes it is possible however you may be asked to prove to the lender that you intend to return to employment when you finish your maternity/shared parental leave to pass the lender’s affordability criteria with an expected income and number of hours that you plan to...
Read moreThe Office for National Statistics (ONS) reported that in the year end to November 2016, house price inflation was up 6.4%. Land Registry and the ONS reported that the average house price for a UK home was £218,000 in November. Source:...
Read moreThree reasons to use the services of a Mortgage Broker published on www.yourmoney.co.uk on 17th January 2017 An interesting article on the web about the pros of using a Mortgage Broker rather going direct to your bank or building society… 1. Get the right – and best –...
Read moreOnline property search portal Zoopla have reported that properties at number 13 are on average £8,974 cheaper than other UK property. It also reported results from its received survey that 1/3 of owners asked would be less likely to buy number 13. Number 1 is the most...
Read moreOn 12th January 2017 the Equity Release Council (ERC) reported that as predicted Equity Release lending surpassed its highest level at over £2billion for the first time. The ERC reported that there had been an increase in the number of consumers wanting to unlock the...
Read moreWe are proud to be members of the Equity Release Council, the NACFB, Air Later Life Academy and the National Skills Academy
