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Critical illness cover – what you need to know

Critical illness cover (or CIC) is a type of insurance that is often sold alongside life insurance. It is designed to provide you and your family with financial stability if one of you were to fallseriously ill. It’s of course not a nice thing to think about but...

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‘All landlords are NOT property tycoons!’

Axe plans to force buy-to-let owners to pay up to £10,000 to boost energy efficiency, say campaigners. Campaigners are calling for plans to charge landlords up to £10k to be scrapped. Plans are for all new rental homes to have an energy rating of C or above. From...

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One in every 16 homes in Britain was sold in 2021

The average house price has gained £15,000 over the past year. One in every 16 private homes in Britain will have been sold this year in the busiest property market since the financial crisis. Huge buyer demand depleted the number of homes for sale to 40pc below the...

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Cost of homeownership climbs to £18,000 a year

House prices are on the up but the cost of homeownership itself has also climbed and by a greater margin, according to the latest research by GetAgent. GetAgent first analysed the cost of buying in the current market based on the cost of stamp duty, the average...

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Gifted deposits: how do they work?

You’re looking to buy your first property. You’ve been renting for a few years now and you haven’t been able to put enough money aside for a deposit. You’re frustrated because you know that most monthly mortgage payments seldom differ greatly to the current monthly...

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Want to extend your home? Follow these golden rules

For years, I decided thousands of planning applications. Here are the secrets to navigating the planning maze and build a dream extension (by Martin Gaine). For the past year we have spent long days and nights cooped up, staring at the same four walls and dreaming of...

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