News
Personal Secured Loans – another service offered by your local secured loan broker in Cambridge
Also known as a ‘homeowner’ loan, a secured loan is available only to individuals who own their own home. The value of the debt will be secured against the property. Your home could therefore be at risk if you fail to keep up with repayments. We offer Secure Personal...
Read moreProposed new housing developments in and around Cambridge
Our local newspaper, the Cambridge News, reported on 9th June that approximately 9,000 homes could be built on the greenbelt in and around Cambridge if a development lobby is given the green light. ‘Cambridge City and South Cambs District councils say the local plan –...
Read moreEU referendum result – statement from the FCA
Our regulator, the Financial Conduct Authority (FCA) released the statement below yesterday in response to last Thursday 23rd June’s referendum result for the UK to leave the European Union: “The FCA is in very close contact with the firms we...
Read moreTenancy Agreements, deposit registration & right to rent checks – info from your local Cambridge Buy to let mortgage broker
Tenancy Agreements for residential rental properties The law does not obligate for a written tenancy agreement to be in place but it is best practice as it precisely sets out the rights and responsibilities of both the landlord and tenant. The Assured Shorthold...
Read moreExciting New Product on the Market….interest only mortgages from your local Cambridge mortgage broker
Interest only standard residential mortgages for applicants aged over 55 Although we reported earlier this week that solely interest only residential mortgages are becoming less common, this new product being launched offers residential mortgages on interest only...
Read moreMany more interest only mortgages are being replaced with repayment ones
On 31st May 2016, the Council of Mortgage Lenders (CML) published the statistics regarding the amount of interest only mortgages remaining on the market. [1] The main conclusion from the data is that the amount of outstanding interest-only mortgages has dropped by a ⅓...
Read moreCritical Illness Cover – the Statistics – new blog entry from your local life assurance broker in Cambridge
Did you know…: More than a 1,000 people will be diagnosed with cancer every day in the UK in December 2016 (Macmillan Cancer Support) Half of the UK population will develop cancer at some point in their lives (Cancer Research UK) For men born in...
Read moreBritain’s ‘ideal home’ is a 3.5 bedroom property with a small garden according to Zoopla
Property website Zoopla. co. uk have discovered that the most desirable home to most Brits is a modest list: Detached South-facing 3. 5 Bedrooms 2 Bathroom property With a small laid to lawn garden Parking for 2 cars Within a 1 mile of the nearest town or city centre...
Read moreProperties in Clacton-on-Sea quicker to sell in the past year according to Rightmove…new blog entry from a mortgage broker in Clacton on Sea
While nationally the average time to sell a property has dropped by eight days from 87 to 79 days, the biggest up and coming difference is in Clacton-on-Sea where homes are now 45 days quicker than this time last year to secure a buyer on Rightmove, down from 95 days...
Read moreMental Health – new blog entry from your local life insurance broker in Cambridge
According to the Mental Health Foundation (for LV), mental health problems are the leading cause of sickness absence in the UK, with 70 million workdays lost each year. Suffering from an accident or illness can lead to long-term sickness and subsequently can cause the...
Read more£25,000 is the average discount on property asking prices
According to property website Zoopla. co. uk, on 9th May, 29% of properties currently on the market for sale on Zoopla have had their asking price reduced since originally being listed on the website. [1] Lawrence Hall, spokesperson for Zoopla comments on the...
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