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Houses of Multiple Occupation (HMOs)

What type of property is classed as a ‘House of Multiple Occupation (HMO)’? A HMO has: at least 3 tenants live there, forming more than 1 household there are shared toilet/bathroom and kitchen facilities with other tenants[1] A large HMO is defined as: the property...

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Interest only mortgage for over 55’s

Interest only standard residential mortgages for applicants aged over 55. Although we reported earlier this week that solely interest only residential mortgages are becoming less common, this new product being launched offers residential mortgages on interest only...

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August saw a rise in gross mortgage lending!

The Council of Mortgage Lenders estimates that gross mortgage lending reached £22. 5 billion in August – 7% higher than July’s lending total of £21. 1 billion. In addition to the month-on-month increase, lending went up 15% year-on-year, from £19. 5 billion in...

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August saw a rise in gross mortgage lending!

The Council of Mortgage Lenders estimates that gross mortgage lending reached £22. 5 billion in August – 7% higher than July’s lending total of £21. 1 billion. In addition to the month-on-month increase, lending went up 15% year-on-year, from £19. 5 billion in...

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Help to Buy Remortgage

Is your Help to Buy mortgage product coming to an end? There any Help to Buy remortgage deals up to 75% loan to value on the market or if you would prefer to pay back your Help to Buy Government Loan and then remortgage, there are products available up to 90% loan to...

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