Select Page
Home » News » News » Specialist Mortgage Lending for Applicants in the Teaching profession – Cambridge Mortgage Broker Teacher

We can source specialist mortgage lending to help teachers get onto the property ladder.
• Trainee teachers, teachers working on a contract or supply basis can be considered up to 90% Loan To Value (joint applications) or up to 80% Loan To Value (sole applications)
• Newly Qualified Teachers (NQTs) are treated as permanently employed, despite them working on a one year contract
• Lending available for up to 5 times joint income subject to affordability – even on mortgages up to 95% Loan To Value
• New / future contracts are considered and funds can be released one month before the new contract starts
• Help to Buy and Shared Ownership mortgages are available including Help to Buy London and Wales – just for teachers
• Only one applicant needs to be a Teacher, Lecturer, Teaching Assistant, Trainee Teacher or Education Support Staff employed in a school, college or university
• Low or No credit score cases considered
• Studio flats with no minimum square footage considered
• Flats above commercial considered
NB: All mortgage products are subject to change, a property valuation, credit checks and specific loan to value ratios.

We can visit you

Let us know when is convenient to call round

You can visit us

Come to see us in Cambridge, we have parking

We can call you

Arrange to discuss everything over the phone

We are proud to be members of these organisations