Select Page
Home » Mortgage FAQs » Why do lenders wish to see my credit report?

Your credit report will list credit history details about you over the previous 6 years, such as mortgages, unsecured debt – credit cards, loans, car finance, overdrafts, mobile phone contracts and utility contracts, such as gas & electricity. In addition, your credit report will give details of your payment history for this credit agreements. The most widely used credit report checking agencies that lenders use are Equifax and Experian, although there are other agencies available. By allowing lender to view details on your credit report, they can build a profile of what you are generally like as a borrower and the level of your available credit.
You can check your report at

We can visit you

Let us know when is convenient to call round

You can visit us

Come to see us in Cambridge, we have parking

We can call you

Arrange to discuss everything over the phone

We are proud to be members of these organisations