Can you help me to acquire a self build mortgage?
If you are considering building your own home, renovating or converting an existing property, we can source suitable finance for your project based upon your specific requirements.
Read moreIf you are considering building your own home, renovating or converting an existing property, we can source suitable finance for your project based upon your specific requirements.
Read moreThe scheme was launched on 8 October 2013 and closed, as planned, on 31 December 2016. It has been replaced with other schemes: Help to Buy: Equity Loan Help to Buy: ISA. Help to Buy: Shared Ownership
Read moreShared Ownership allows you to part-buy and part-rent your home from a housing association. The share of the property you purchase is usually between 25% and 75% (a mortgage can be secured on this percentage of the property) and you rent the remaining share from the...
Read moreIf you meet certain criteria, you will be eligible to purchase your council home. The current economic climate can make this an attractive proposition for certain council house tenants.
Read moreFor leasehold properties, mostly flats, apartments and maisonettes, a short lease can make sourcing a mortgage on the property more difficult. A lease term lower than 60 years is deemed as short. As a rule, shorter leases can negatively affect the value of a property...
Read moreFreehold – a type of property ownership which is superior to all others because it has no limitations. A freehold title can be bought and sold. The owner of the title is registered at the Land Registry. Leasehold – a type of property ownership which is granted by the...
Read moreWe offer a fast conveyancing quotation service to get your purchase and/or sale moving as quickly as possible. We have access to over 200 solicitors around the country all individually rated by past clients. There is never a charge if your sale or purchase does not...
Read moreThere are a limited number of lenders who offer mortgages to applicants whose main source of income is from property letting.
Read moreDue to the licence required for HMOs set from council to council, it is important that the mortgage secured on the property reflects the requirements set for HMOs. Therefore the Buy to Let mortgage product must be suitable for HMOs.
Read moreThe best way to explain a Let to Buy mortgage is using an example case. Mr & Mrs Smith are living in a property that they currently own with or without a mortgage. They would ideally like to buy a new property to call their home and rent out their current...
Read moreThe minimum deposit is usually 20%.
Read moreIt is compulsory to have Buildings insurance on your property in case of unforeseen damage or destruction if you wish to secure a mortgage on it. Your Solicitor may wish to see a copy of your Buildings insurance to check against your lender’s Valuation Report to make...
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