Critical Illness Cover can help minimise the financial impact on you and your family if you become critically ill. It’s an option that can be added for an extra cost when you take out life insurance. It could pay out a cash sum if you’re diagnosed with, or undergo a medical procedure for one of the specified critical illness that are covered by the policy. The cash sum could be used to help with child care costs, household bills or to help maintain your standard of living if you’re forced to take time off work to recover.