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Home » Mortgage FAQs » Can I transfer my mortgage onto a new property if I moved?

Some mortgages are portable – this means that if you move house, you can take your current mortgage to your new home (called ‘Porting’), often for little or no cost. The lender may require additional proof of income or credit status at the time of porting your mortgage, so if your circumstances have changed or you require a substantially different mortgage amount, you may no longer fit that lender’s criteria and a new lender may be your only option.

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