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Home » Mortgage FAQs » Is a Buy to Let mortgage the same as a standard residential mortgage?

Is a Buy to Let mortgage the same as a standard residential mortgage?

FAQs

No, it is not the same.  It is not possible to use a standard residential mortgage to purchase a Buy-to-Let property, but there are specific Buy-to-Let mortgage products available.  We have access to lenders who do not require proof of personal income and will lend on rental income. However, such lenders usually require the rental income to cover at least 125% of the mortgage payment.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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