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Home » Mortgage FAQs » Is a Buy to Let mortgage the same as a standard residential mortgage?

Is a Buy to Let mortgage the same as a standard residential mortgage?

FAQs

It is not possible to secure a standard residential mortgage onto a Buy to Let property. There are specific Buy to Let mortgage products for security onto investment properties.
We do have access to lenders who do not require proof of personal income and will lend on rental income. However lenders require the rental income to cover at least 125% of the mortgage payment.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The actual interest rates available will depend upon your circumstances. Please ask for a personalised illustration.

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