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Home » Mortgage FAQs » Is a Buy to Let mortgage the same as a standard residential mortgage?

No, it is not the same.  It is not possible to use a standard residential mortgage to purchase a Buy-to-Let property, but there are specific Buy-to-Let mortgage products available.  We have access to lenders who do not require proof of personal income and will lend on rental income. However, such lenders usually require the rental income to cover at least 125% of the mortgage payment.

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