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Home » Mortgage FAQs » Do I have to have buildings insurance to cover my property?

Yes, it is compulsory to have buildings insurance on your property in case of unforeseen damage or destruction if you wish to secure a mortgage on it.  Your Solicitor may ask to see a copy of your buildings insurance policy to check against your lender’s Valuation Report to make sure that the policy offers sufficient rebuilding cover. When buying a new property, you must have buildings cover in force from the day contracts are exchanged.

Turney & Associates can arrange buildings insurance for residential and buy-to-let properties with the option to add cover for contents.

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