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Shared ownership allows the buyer to purchase a percentage of the property with the remaining amount owned by the housing provider. The buyer then pays a mortgage on the share that they own and rent on the remaining percentage.
Shared ownership also provides the opportunity to do a staircase purchase – so you can increase the portion you own as your wealth/income increases. Some housing associations will allow you purchase 100% of the property.

What is a shared ownership mortgage?

A shared ownership mortgage is when the buyer takes out a mortgage on the percentage of the property that they own. Here at Turney & Associates Ltd, our advisers can help you through the buying process to owning your own home.

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