Limited Companies:
| Maximum Loan Size: | £2m at maximum of 60% Loan To Value
£1m to a maximum of 70% Loan To Value £500k to a maximum of 80% Loan To Value |
| Portfolio Specifics: | Maximum of 10 properties to a value of £5m with a specific lender. Unlimited properties with any other lenders |
| Maximum term: | 30 years |
| Ownership: | Newly created Specific Purpose Vehicles (SPVs) accepted
Personal to Limited Company with Equity Gifts & Capital Raising |
| Credit history: | Adverse credit considered |
| HMO: | Applications for HMO properties considered |
HMO properties (House of Multiple Occupancy):
| Maximum Loan Size: | £1m at maximum of 70% Loan To Value
£500k at maximum of 80% LTV |
| Portfolio: | Maximum of 10 properties to a value of £5m with a specific lender. Unlimited properties with any other lenders |
| Experience: | Landlords with 2+ rental properties that have each been owned for 2 years+ |
| Maximum term: | 30 years |
| Occupancy: | Properties with up to 8 bedrooms accepted |
| Minimum valuation: | £250k in London
£150k outside of London |
NB: All mortgage products are subject to change, credit checks and a property valuation.
