Select Page
Home » Mortgage FAQs » I’m a PhD student. Is it possible for me to acquire a mortgage?

Stipend income is paid to a person who could be working towards a PhD or completing research for a university. It is possible for PhD students to acquire a mortgage. Current lending criteria is that the applicant who earns a stipend income must be purchasing a property jointly with another applicant who does not a stipend income.
Lenders usually request a Letter of Confirmation from the Payer to show the applicants’ name and the monetary value of the stipend allowance to support a mortgage application

We can visit you

Let us know when is convenient to call round

You can visit us

Come to see us in Cambridge, we have parking

We can call you

Arrange to discuss everything over the phone

We are proud to be members of the Equity Release Council, the NACFB, the Later Life Academy and the National Skills Academy