Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your equity release adviser, so they can ask questions and join in the decision.
You may find they are supportive of your decision, or they may have some concerns.
Either way, we believe it is better to discuss your decision with them before you go ahead, if appropriate.