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Category: Mortgages

Gifted deposits: how do they work?

You’re looking to buy your first property. You’ve been renting for a few years now and you haven’t been able to put enough money aside for a deposit. You’re frustrated because you know that most monthly mortgage payments seldom differ greatly to the current monthly...

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Help to Buy equity loans

Find out whether a Help to Buy equity loan could help you buy a new-build home and, if you’re eligible, discover how to apply. Applications are now open for the new version of the Help to Buy equity loan scheme, which launched on 1 April 2021. A Help to Buy...

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Mortgage lenders shun the self-employed

Bigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown NatWest, Nationwide and Metro Bank are among the lenders showing preferential treatment to salaried employees NatWest has a separate affordability calculation for...

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